Terms of Use

Welcome to the Great Lakes Strategic Capital website. By accessing or using our website and services, you agree to be bound by these Terms of Use. Please read them carefully.

1. Acceptance of Terms

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

Great Lakes Strategic Capital is a judgment purchasing and enforcement company. We purchase civil, non-consumer judgments from judgment creditors and conduct lawful enforcement activities to collect on those judgments. Our website provides information about our services and allows potential clients to submit judgments for evaluation.

3. Not a Law Firm

IMPORTANT: Great Lakes Strategic Capital is NOT a law firm and does NOT provide legal advice. The information on this website is for general informational purposes only and should not be construed as legal advice. We recommend that you consult with a licensed attorney in your jurisdiction for specific legal questions regarding your judgment or enforcement options.

4. Non-Consumer Debt Only

We exclusively deal with civil, non-consumer judgments. We do NOT purchase or collect consumer debts, including but not limited to credit card debt, medical bills, personal loans, student loans, or any debt subject to the Fair Debt Collection Practices Act (FDCPA) or Fair Credit Reporting Act (FCRA).

5. No Guarantee of Purchase

Submission of judgment information through our website or other means does not guarantee that we will purchase your judgment. All judgment purchases are subject to our due diligence review and approval. We reserve the right to decline any submission at our sole discretion.

6. Accuracy of Information

By submitting information about a judgment, you represent and warrant that:

• You are the lawful owner or authorized representative of the judgment creditor
• The information you provide is true, accurate, and complete
• The judgment is valid, enforceable, and not subject to appeal or dispute
• The judgment does not involve consumer debt
• You have the authority to assign or sell the judgment

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Great Lakes Strategic Capital or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, GREAT LAKES STRATEGIC CAPITAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE OR OUR SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY.

9. Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Indemnification

You agree to indemnify, defend, and hold harmless Great Lakes Strategic Capital, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of or related to your use of this website, your violation of these Terms, or your violation of any rights of any third party.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any dispute arising out of or related to these Terms or your use of our website shall be subject to the exclusive jurisdiction of the state and federal courts located in Michigan.

12. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.

13. Modifications

We reserve the right to modify these Terms of Use at any time. Changes will be effective when posted on this website. Your continued use of the website after any changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

If you have questions about these Terms of Use, please contact us: